Snap Finance is a soft credit check program with a 100-day early buyout option.

Approvals up to $5000.False information will result in a denial.

Please be 100% honest on the application.

The application will prompt you for a text code to validate your identity. If you skip it, it may result in a denial.

At time of signing, debit card will be charged a processing fee of $39.

Koalafi is a no credit needed program with a 100-day early buyout option.

Approvals up to $7500. Customer needs to have minimum of $55 in their account.

False information will result in a denial. Please be 100% honest on the application (income, address, etc).

At time of signing, debit card will be charged a processing fee of $55.

Step 1: Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Step 2:You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

Step 3: Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.